Terms of Service

Effective: June 1, 2026 · Updated: June 3, 2026

International terms. Privacy Policy · 中文版

1. Agreement

Fan Xuyang, Individual Developer provides Family Cash Flow. By using the App you agree to these Terms and the Privacy Policy.

2. The Service

Bookkeeping, budgets, export, cloud sync, and optional family sharing. The App is a bookkeeping tool only—not financial, tax, or legal advice. Projections reflect your inputs only.

The App is currently free of charge; no paid plans or refunds apply at this time. If we introduce paid features, we will update these Terms and notify you in the App.

3. Your responsibilities

Use Sign in with Apple; keep credentials secure; comply with applicable law; invite only trusted people to household ledgers; do not abuse or attack the Service.

4. Data security and privacy

Ledger content is used only to provide the App. Except where required by law or binding lawful authority requests, we do not review or disclose entry details. See Privacy Policy.

5. Disclaimers & liability

THE SERVICE IS PROVIDED “AS IS.” We are not liable for losses beyond our reasonable control, or for indirect/consequential damages, to the maximum extent permitted by law. Mandatory consumer rights in your jurisdiction still apply.

6. Governing law

Laws of the PRC; local mandatory protections may also apply. Contact: 7@notescience.com (subject: Family Cash Flow - Terms).